Business

How to Avail for 10,000 Rupees Personal Loan

Gone are the days when people used to visit or call relatives or friends for an urgent requirement of money. Now people can obtain personal loans within a few hours. This has become possible because of some best banks like SBI, ICICI, HDFC or NBFCs organizations such as Money View, Bajaj Finserv, Dhani etc.

Through NBFCs like Money View, one can easily obtain a personal  loan of Rs.10000 through their phones or laptops and get it credited within 24hrs. If you are able to clear the oKYC process during your application flow, the document requirement will be minimal.

  • Identity Proof – Aadhaar/PAN Card
  • Current Address Proof – If Aadhaar Card doesn’t feature your current address
  • Bank Statement (Salary A/C) – Last 3 months’ statement with salary credits

On meeting or fulfilling the eligibility conditions, the loan amount is disbursed within 24 hours.

Steps to apply for a quick Rs. 10000 loan:

  1. Checking eligibility: Provide the required details and find out your loan eligibility in 2 minutes
  2. Choose your loan plan: Select the loan amount and repayment term of your choice depending on your eligibility
  3. Provide necessary documents: Upload the required documents online easily and effortlessly.
  • Identity Proof – Aadhaar/PAN Card
  • Current Address Proof – If Aadhaar Card doesn’t feature your current address
  • Bank Statement (Salary A/C) – Last 3 months’ statement with salary credited
  1. Money in Your Account: Once all the docs are verified and approved, ​​Get the loan amount credited into your account within 24 hours of approval

Eligibility in detail:

To be eligible for obtaining a loan @ Money View, an ideal candidate should satisfy the following conditions:

  • Regular income: The one who is seeking to obtain the loan must be a regularly salaried person. It assures the loan issuer of the potential of the borrower regarding the return of the money since no collateral is present.
  • Age: The age of the borrower should lie between 21yrs. to 57 yrs. as this is the age bracket within which the loan is expected to be rewarded; any person with age beyond these limits is not permissible for obtaining the loan.
  • Earning potential: The earning potential of the person has to be ensured before the sanctioning of the loan; the prospective person applying for the loan must be earning at least Rs.1, 62,000 annually or to say Rs.13, 500 monthly. This is the minimum earning potential that is necessary to be possessed by the person who intends to apply for the loan and obtain it.
  • CIBIL score: This is another crucial requirement in the process of obtaining instant loans. The prospective borrower must possess a minimum CIBIL score of 600. Anything less than this will result in the disqualification of the person from the eligibility criteria.
  • Bank statement: Though not extensively compulsory, it is advised to have the bank transaction details of the last 2 to 3 months ready in hand to present if or when required. This isn’t usually asked, but just in case, people must be prepared.

Conclusion:

If anyone is looking for a quick and small loan amount, then a personal loan from NBFC like Money View is one of the best options. With simple steps to follow and meeting eligibility criteria, such credit-issuing organizations have proven to be a boon for someone who is in need of instant money.

washim

Washim is an Bangladeshi web blogger. Right now he writes for wazmagazine.com excellent content Business, Digital Marketing, Entertainment, Fashion, Foods, Games, Health, Life Style, Sport and much more.

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