6 Reasons Not to Accept the First Motorcycle Accident Settlement Offer

Everyone involved in a motorcycle accident experiences stress. The perpetrator of the accident is usually concerned about losing the lawsuit, while the victim wants money to cover mounting medical expenses and lost income. Due to these factors, both parties incline to a motorcycle accident dispute to reach a quick resolution before they have had a chance to consider their best course of action. A motorcycle accident settlement can be very complex, and that is why it would be best to talk to a motorcycle accident attorney about your case to know your options and maximize your chances of winning.

Here are six reasons why you don’t accept the First Motorcycle Accident Settlement Offer.

1. Insurance Companies Use Different Tactics To Scare You

The first reason is that the insurance provider for the defendant will contact you each time with a lower offer. Also, they try to scare you into making a decision now. The best way to avoid such insurance company tactics is to get qualified advice from a legal team.

2. You Will Know the Total Medical Expenses After Some Months

Only accept your offer if you know your medical expenses because you are unsure about the nature of your injury. It can take months to know how long treatment and recovery will take. It is essential to wait to accept their offer. You are entitled to damages for the hardship you have endured.

3. The Insurance Company Wants an Immediate Settlement Offer

Another reason is that they contact you immediately and offer you insufficient compensation for your injury. Therefore, it’s essential not to accept their settlement offer.

If you rush to a solution, you may find out later that your injuries are worse than you first thought, which can lead to more expensive medical care. No matter what you may later learn about your injuries, it will be irrevocable if you accept a settlement and sign the paperwork.

4. There are Particular Limits in the Insurance Coverage

The insurance company may pay only a fixed amount based on the specific policy. Additionally, insurance companies exploit this as a convenient justification to make meager settlement offers or deny claims.

5. They Offer Auto-calculated Settlement Amount

Auto-calculation of settlement amounts is a common practice among insurance companies. The algorithm searches through similar injury claims for outcomes that are prevalent to estimate. Each person’s injuries and costs are unique, and the algorithm design benefits the insurance company.

6. You Can’t Change Your Settlement Offer After Acceptance

An offer of insurance is final when you accept it; You can’t get any more money after you sign on the dotted line. As a result, it serves your best interest to confirm that you are receiving the settlement to which you are entitled before accepting the terms. Hiring motorcycle attorneys in Houston with expertise in defending against motorcycle and vehicular accident claims is the best way to ensure that you receive maximum compensation for your injuries.


Don’t accept an insurance company’s initial offer if you ever get into an accident and the at-fault party’s insurance company wants to settle the claim. Wait until your wounds have healed and you have calculated the financial and non-financial costs of the injury. After that, request the insurance provider to get your rightful compensation. If the insurance company denies your claim or is unwilling to provide reasonable compensation, hire a personal injury attorney to represent you in court.

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