Considering the current economic situation, it is expected that salaried individuals will not be able to spend large amounts on high-value purchases. As a solution to that, Bajaj Finserv EMI Network Card comes with an impeccable set of features that allow consumers to make purchases through EMIs and fulfil their daily requirements.
Since the EMI Card comes with assured flexibility to repay the amount, individuals can keep their monthly repayment obligations minimal and invest a substantial amount on various big-ticket purchases. Apart from that, it provides an array of other benefits which should be looked upon in order to meet financial needs during a cash crunch.
Features and benefits of Bajaj EMI card
In order to deal with the monetary crisis, individuals can rely on a valuable financial tool like EMI Network Card of Bajaj Finserv. This particular digital payment card comes with a host of features and benefits. These include –
- Easy application process
To undertake the Bajaj card applying process, existing customers can simply use the financial institution’s official website. Those who have not availed the services of this NBFC before can avail the card from partner stores while making a new purchase.
- Convert high-value purchases into small EMIs
The process allows you to opt for high-end products without overshooting your budget as you can simply convert the entire expense into easy EMIs and repay conveniently.
- Affordable shopping
Unlike other traditional loans where customers have to face high interest rates, the Bajaj EMI card offers affordability in the form of no-cost EMIs, along with flexible tenor ranging from 3 to 24 months.
- No foreclosure charges required
The card does not impose penalties including foreclosure charges in case the cardholder decides to pay the total sum before the tenor ends.
- Available digitally
The hassle of carrying around the card everywhere can be avoided due to this particular feature. The EMI Network card is digital in nature that you can easily access via the Bajaj Finserv wallet application.
- Pre-approved loan:
This card comes with a high pre-approved loan amount which allows individuals to finance any number of high-ticket purchases without straining their pockets. Bajaj cards apply to avail an instant loan of up to Rs.2 lakh. And, due to its pre-approved offer, you get to make use of the tailor-made deals and pay the monthly instalments conveniently.
- Easy documentation process:
Because of lenient eligibility requirements, the documentation process to apply for this EMI network card is equally simple. All an individual requires are KYC documents, duly signed ECS mandate and a cancelled cheque to complete the application procedure.
Furthermore, using the Bajaj Finserv EMI Network Card, cardholders can shop from any of its partner stores, available all across India at zero cost EMI. Customers only need to bear a nominal joining fee and a renewal fee while the latter applies only if the borrower does not opt for any further loans in the past 12 months. Using this card, accessing and shopping for millions of products under Bajaj Finserv EMI Store is extremely simple.
With all these aforementioned benefits, splurging on expensive products like mobile phones, home appliances, and other electronic devices has become much easier. Also, the fast approval feature comes as a bonus where you easily avail the benefits to shop and go cashless while making all your daily purchases.
